GEMINI puts the employee benefits unit Pensions on a sound footing.


In response to rising life expectancy, consistently low interest rate levels and ongoing demographic developments, the GEMINI Collective Foundation has commissioned a study which shows that the employee benefits unit Pensions faces a funding gap of 1.5% p.a. between the required and the expected return on investments. A working group consisting of various experts has developed a set of forward-looking measures suitable to strengthen the employee benefits unit Pensions. Thanks to a higher equity exposure in the investment strategy and the introduction of a profit sharing mechanism as well as supporting measures, the envisaged reduction of the actuarial interest rate and the conversion rate is very moderate.

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